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Take Control of Your Finances

Arranging your finances is something you will do over your lifetime.  The question is

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will you be frustrated, worried and angry about your finances (most divorces are tracked back to issues over finances) or will you have financial peace?

Your priorities and needs change at different stages in life.  The overall rule is "God first, family second, work third"

The second menu on the left side has information by age group and other links that we hope you will find helpful

Family Manager FREE Resources for Your Success

The  free forms from this site will help you run your home and family more efficiently.  You'll find a party planner for parents and kids, a chore chart, medical consent  form, homework contract, and many more. Just download and print the ones that  make sense for your family.

FlyLady's list that has grown by leaps and bounds due to her special way of weaving housecleaning tips with homespun humor and daily musings about life. She has a no-nonsense approach to getting your house and your life in order.

Having Credit Problems...

Christian Credit Counselors, Inc.
Consumer Credit Counseling from SPRINGBOARD®
Credit Repair & Counceling - Listing

Having Money Problems...


Need some extra money each month?  This might help.

Your Weekly Resource for Simple Living

Saving You Time and Money Since 1996   Click on the "Topical Index" for hundreds of cost saving ideas.

Online Budget Guide From Crown Financial Ministries - Great to see what areas you are spending too much money in.

Have you checked  to see if you can save money?

Happily, consumers who shop online stand to benefit from websites that list coupon or promotion codes for the taking. At any time, up to 75% of online retailers offer a place to log in a discount code before checkout, experts estimate. Several sites — Currentcodes.com, RetailMeNot.com, CouponCabin.com and BradsDeals.com, among them — help make sure you seldom have to pay without adding a discount first, if one exists.

Wills and Trusts are tools used in estate planning. There is a general misconception that this subject should be of interest only to the wealthy. Fact of the matter is an estate plan provides the legal mechanism for disposing of property upon death in a way that recognizes your wishes and the needs of your survivors, while minimizing taxes. For many it involves, even more importantly, planning for the handling of affairs in case of disability, and the deeply personal medical choices to be made as life nears its end. Estate planning is not just for rich people.

Wills and Trust Law Firm.com
Find  Lawyers  or Law Firms specializing in Wills and Trusts Laws. Cases including Will Creation, Trusts, Probate, Financial Advise, Living Wills, Estate Planning, Probate Law, Asset Protection, Codicil, Community Property Law, Living Trust, Fiduciary, and Estate Executor
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Living Trust Network
Information about Living Trusts and other Estate Planning topics.

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AARP Budget Calculator

 Managing your monthly budget can be difficult and frustrating.  One of the most important aspects of controlling your budget is to determine where your money is going.  This calculator helps you do just that.

Reverse Mortgage Calculator
These pages provide estimates of benefits from three popular reverse mortgage programs. These estimates do not reflect local cost variables, are not an offer to make anyone a loan, nor do they qualify anyone to obtain a loan.
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Click here to see how your wages compare with the latest  BLS

City-Data.com We've collected and analyzed data from numerous sources to create as complete and interesting profiles of all U.S. cities as we could.

Cost of Living Calculator  Our special Cost of Living feature lets you compare two cities side-by-side in all the categories you need, such as taxes, housing, food, and other costs. You can enter your salary and our built-in Salary Calculator will determine how much more (or less) you need to maintain your same standard of living.

Click here to see how  they compare with the latest BLS 2002 State Occupational Employment and Wage Estimates California

The Occupational Outlook Handbook is a nationally recognized source of career information, designed to provide valuable assistance to individuals making decisions about their future work lives.  Occupational Outlook Handbook, 2000-01

According to the Occupational Employment, Training and Earnings department this is the next ten years  projection of various occupations.

Free California Public Record Sites

Having trouble understanding your teenager's lingo?  Click on this Lingo2Word Translator

Please contact our Web master with questions or comments.

Copyright 1999 Jerry E. Bartram, CPA  All rights reserved.

Yucaipa Office

35460 Beech Avenue

Yucaipa, CA  92399

Telephone  (909) 790-1583

Fax            (909) 790-3862

E-mail Please Call For Address

Web designed and authored by Jerry E. Bartram, CPA  Last Updated 08/13/12

IRS Circular 230 disclosure: To ensure compliance with requirements imposed by the IRS, I inform you that any tax advice contained in this communication (including any attachments) was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any matters addressed herein."